i-Prosper.biz


Home Contact Us          
   

small business credit card
Navigation

Small Business Credit Card
Consolidate Credit Card Debt
Bad Credit Card
Bank Of America Credit Card

BankOfAmerica

ChaseManhattanBank

 

Resources

Are You Ready For A Credit Card?
By Peter Kenny
If you are young and just getting to grips with financial products, you may have looked into getting a credit card. Although credit cards are not an essential product for everyone, many people have Read more...


 

Click Here to Add to Favorites
 

 Your Cutting-Edge small business credit card Resource

 Bank/Credit Reviews & Reports

Resources

Keeping Track Of Credit Card Spending
By Peter Kenny
Credit card spending can be hard to keep track off if you are not disciplined, but it is important to monitor your spending in order to stop yourself getting into huge debt. If you are having trouble Read more...
Resources

How to Save Big Money with a Gas Station Credit Card
By Rosanna Yee
The average American spends over $2000 a year on gas alone. Gas and fuel is a billion dollar industry. How can we save on gas? There are the usual tips offered to you such as keeping you vehicle well Read more...
Resources

The Importance of a Small Business Credit Card
By Jeremy Biberdorf
Small business plays a vital role in today’s economy. It is now easier than ever to establish a new business. According to the US Small Business Administration, small businesses pay over 45% of the Read more...

12 points Availability: Semester 1 and Semester 2 (See Timetable)

#Welcome to i-prosper.org/Bank/Credit Reviews & Reports - your comprehensive small business credit card resource.

Below, you'll find extensive information on leading small business credit card articles and products to help you on your way to success.

StandardCharteredBank

Are You Ready For A Credit Card?
By Peter Kenny
If you are young and just getting to grips with financial products, you may have looked into getting a card. Although cards are not an essential product for everyone, many people have at least one card, and so it pays to know about how they work. If you want to know whether or not you are ready for a card, then here is some advice to help you out.

When to get a card?

Most people think about getting their first card when they go to University. Although some avoid the temptation and others get cards earlier, generally speaking you should look at getting your first card from about the age of 18 onwards. When you are at University or starting out a job, you are likely to have more outgoings than you did before, and a card is a useful tool to cover some of these expenses.

What type of card to get?

If you are going to University, then you should look at getting a dedicated student card. These cards do not require such strict checks, and you can usually get a much better limit than you can with a regular card. Also, you will receive additional benefits such as discounts on books, clothes and music. If you are starting a job, then it may be harder to get that first card, although if you can prove your income you should be fine.

Benefits of having a card

Knowing whether you should get a card depends on whether or not the benefits are real benefits to you. One of the major benefits of having a card is that it is great for emergencies. If you are new to being independent, unexpected things can happen, and having a backup amount of money in the form of a card can really help you out of tight situations. Also, cards are more secure than cash or cheques, so you are less likely to lose your money or have it stolen. Another benefit of having a card is that it can help you to build a history. If you use your card responsibly then you will show lenders you are safe, and this will help you to secure important financial products later in life such as loans and mortgages.

Problems with cards

Before you decide whether to get a card or not, you should know the

Here are some more quality articles in several websites related to credit :


problems that can occur. Firstly, having a card can be dangerous in the wrong hands. You can quickly accumulate a large amount of debt, both hurting your finances now and in the future by destroying your rating. Also, keeping up with repayments can be hard, and having debts is generally not a good thing.

Are you ready?

If you think you are ready for a card, then make sure you know the benefits you can receive and the problems that you might have to face. You should ask yourself whether you really need the card, and if you will honestly be able to keep up with the repayments. Just because your friends have one does not mean you should get one too. However, if you believe a card is necessary, then make sure you shop around to find yourself the best deal, and only spend what you can realistically afford to repay. If you do this then you will get the best out of your card without putting yourself too far into debt.
Peter Kenny is a writer for creditcards-gb.co.uk Please visit us at Credit Card and Credit Cards Visit www.creditcards-gb.co.uk



We strive to provide only quality articles, so if there is a specific topic related to credit that you would like us to cover, please contact us at any time.

And again, thank you to those contributing daily to our small business credit card website.

     
credit Partners
StandardCharteredBank
 

Home   |   About Us   |   Contact Us  |   Company Info   |   Portfolio  |   Services   |   Products

Sitemap   |   Register with Us   |   Partner with Us  |   Advertise with Us  |   Affiliate Program

Exchange Banners   |   Privacy Statement   |   Copyright   |   Terms & Conditions

Company Profile   |   Staff Team   |   Back To Top of Page

© 2006 i-Prosper.org/Bank/Credit Reviews & Reports. All rights reserved.

Legal Information :: Privacy Policy

small business credit card

     

i-Prosper.org, i-Prosper.biz, characters, logos, names and all related indicia are trademarks of i-Prosper Ltd.,  
Copyright ©2004. i-Prosper.biz®, i-Prosper.org®. All Rights Reserved.

Please contact our info@i-prosper.org with questions or comments.
Websites:http://www.i-Prosper.biz or http://www.i-Prosper.org


Back_To_Top This_Page Down_To_End Previous_Page Page_00 Page_0 Page_2 Page_3 Next_Page