Resources
Are You Ready For A Credit Card?
By Peter Kenny
If you are young and just getting to grips with financial products, you may have looked into getting a credit card. Although credit cards are not an essential product for everyone, many people have Read more...
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Resources
How Can I Repair My Credit Report?
By john cena
There are a number of legal and effective credit repair techniques that have been used by individuals and credit repair companies to improve credit scores. Number one is removing negative items from Read more...
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Resources
Tips For Using Travel Reward Credit Cards
By Morgan Hamilton
People who travel frequently can benefit from discounts that travel rewards credit cards offer. But those who don’t travel often can find that any benefit may be offset by the high APR annual fee and Read more...
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A credit is a value that is attributed to courses and is a guide to the number of hours of learning for the course. Each credit is approximately equivalent to 10 hours of learning, ie if a course is 20 credits that means it is equivalent to approximately 200 hours of learning.
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#Welcome to
i-prosper.org/Bank/Credit Reviews & Reports - your comprehensive disney credit card
resource.
Below, you'll find extensive information
on leading disney credit card articles and products to help you on your
way to success.
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Credit Card Fool
By Thomas A. Martucci
We allow the card industry to make fools of us and we do nothing about it. If someone told you that you were being made a fool of, wouldn’t you address the issue? I know I would.
Credit card companies have revenue of $76.03 billion dollars and the majority of this revenue comes from late penalties and over limit and cash advance fees. $29.2 billion came from late penalties, $15.2 billion from over limit fees and $3.04 billion from cash advance fees. This amount is 62% of the card companies’ revenue and this does not include finance charges. Nice profit!
The above is the reason why card companies can afford to mail over 5 billion card offers per year. This equals to 6 offers per household per month. Maybe the $2 billion in postage alone is a reason why our government does not look into the card industry seriously.
Every bank and retailer wants you to have their card. Having their card enables them to make huge profits. In 2001 both Sears and Circuit City reported that over half of their corporate profits were from finance related revenue. Do you think this could be the reason why retailers always have an employee at the front door of their store offering you
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Here are some more quality articles in several
websites related to credit :
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to sign up for their card and in return you receive a special gift or extra “so called” discount? Most special gifts and extra discounts end up costing you more than the original purchase due to finance charges.
I may not be able to confront these institutions that are trying to make a fool of me, but I can fight back by believing that “Cash is King” and using cash instead of will save me money in the end.
It’s a New Year and personal money management should be on the top of your list for 2006.
Thomas Martucci started developing the BUDGETkeeper SYSTEM in 1999. As a business owner for 20+ yrs, he understood the need for a budget in business. At home however, it was never a necessity until a financial firestorm hit and made home budgeting a task that had to be done, like it or not. Thomas labored for several years to perfect a home budgeting system that worked for anyone. Visit our website at www.budgetkeepersystem.com for more information about the BUDGETkeeper SYSTEM.
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