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Tips For Choosing The Best Business Credit Card
By Morgan Hamilton
Are you familiar with business credit cards? They are more or less similar to your personal credit cards apart from their function. Businessmen use them to establish their business credit. It is Read more...


 

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How Can I Repair My Credit Report?
By john cena
There are a number of legal and effective credit repair techniques that have been used by individuals and credit repair companies to improve credit scores. Number one is removing negative items from Read more...
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Tips For Obtaining A Business Credit Card
By Morgan Hamilton
The first thing that most businessmen will do in establishing businesses credit is to obtain a business credit card. It is important to know that these credit cards are not the same with credit cards Read more...
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Credit Card Offers to Avoid
By Joe Hanoa
Not all credit card offers are worth the paper that they are written on. In fact, some are downright terrible. With the thousands of offers out there, why would anyone choose anything less than a Read more...

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#Welcome to i-prosper.org/Bank/Credit Reviews & Reports - your comprehensive accept credit card resource.

Below, you'll find extensive information on leading accept credit card articles and products to help you on your way to success.

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Low Interest Credit Cards: Still Available?
By Joe Hanoa
Back during the early part of this decade when interest rates were at historically low figures, a whole rash of low and zero percent cards were offered by major banks and financial institutions. Indeed, if you wanted to get out from underneath your debt all you had to do was apply for one of these cards, transfer balances from the old card to the new one, and you would save hundreds if not thousands of dollars on interest rate costs. Today, interest rates are the highest they have been in more than five years time. Are low interest rate cards a thing of the past? The answer is a resounding no: they are still available; please keep reading to find the card venue that is right for you.

Consumers burdened by card rates of 15%, 20% or more need not feel trapped. Fortunately, there are plenty of card offers out there that are still darn good buys, oftentimes offering a reprieve from high interest rates for as long as 16 months.

What should you look for when selecting a new card? Several things, including:

A balance transfer option allowing you to move funds from your current high rate card to the new card. This is particularly a good deal if balance transfer fees are waived during the transfer option period.

When funds are transferred to a new card a low introductory interest rate would be extremely helpful. Many cards still offer a 0% interest rate on new transfers: some will even allow you to keep that rate until the transferred funds are paid off. New purchases are assessed the standard rate, but you could conceivably have an interest free walk on old funds for several years.

Many card offers

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waive the annual fee at least for the first year. Shop around and you could find a card with a balance transfer deal, low annual APR, and no annual fee. Almost like receiving free money!

In some cases a card provider will sweeten the deal by offering rewards with each purchase. These offers can vary tremendously: some offer free airline miles; others offer cash back; some will give you free hotel nights or car rentals; the list and variety is nearly endless. Read the fine print to find the program that works best for you.

In conclusion, low interest rate cards are still around. Shop wisely, compare plans, and you could save hundreds of dollars on card interest with the right card.
Joseph is the proud owner of Finance Guide, a website that will explain everything you need to know about Personal Budgets. We invite you to visit our site today and see what we have to offer.



We strive to provide only quality articles, so if there is a specific topic related to credit that you would like us to cover, please contact us at any time.

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