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Using Student Credit Cards to Build Solid Credit
By Morgan Hamilton
Once a student graduates from high school and heads off to college they will be tempted with student credit cards. Student credit cards are aimed at college students. They are easier to get and are Read more...
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Resources
Car Reward Credit Cards - Earn a New Vehicle Now
By Jeremy Biberdorf
With a car reward credit card, your credit card spending could be earning points towards a new car or vehicle related rewards. What reward is better than a brand new car? Here is a comparison of some Read more...
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Resources
Business Credit Cards Can Offer Business Solutions
By Morgan Hamilton
It would be to your advantage to look into business credit cards if you are a small business owner. These credit cards will allow you to keep personal and business expenses separate. This will make Read more...
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A credit is a value that is attributed to courses and is a guide to the number of hours of learning for the course. Each credit is approximately equivalent to 10 hours of learning, ie if a course is 20 credits that means it is equivalent to approximately 200 hours of learning.
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#Welcome to
i-prosper.org/Bank/Credit Reviews & Reports - your comprehensive accept credit card
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Low Interest Credit Cards: Still Available?
By Joe Hanoa
Back during the early part of this decade when interest rates were at historically low figures, a whole rash of low and zero percent cards were offered by major banks and financial institutions. Indeed, if you wanted to get out from underneath your debt all you had to do was apply for one of these cards, transfer balances from the old card to the new one, and you would save hundreds if not thousands of dollars on interest rate costs. Today, interest rates are the highest they have been in more than five years time. Are low interest rate cards a thing of the past? The answer is a resounding no: they are still available; please keep reading to find the card venue that is right for you.
Consumers burdened by card rates of 15%, 20% or more need not feel trapped. Fortunately, there are plenty of card offers out there that are still darn good buys, oftentimes offering a reprieve from high interest rates for as long as 16 months.
What should you look for when selecting a new card? Several things, including:
A balance transfer option allowing you to move funds from your current high rate card to the new card. This is particularly a good deal if balance transfer fees are waived during the transfer option period.
When funds are transferred to a new card a low introductory interest rate would be extremely helpful. Many cards still offer a 0% interest rate on new transfers: some will even allow you to keep that rate until the transferred funds are paid off. New purchases are assessed the standard rate, but you could conceivably have an interest free walk on old funds for several years.
Many card offers
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waive the annual fee at least for the first year. Shop around and you could find a card with a balance transfer deal, low annual APR, and no annual fee. Almost like receiving free money!
In some cases a card provider will sweeten the deal by offering rewards with each purchase. These offers can vary tremendously: some offer free airline miles; others offer cash back; some will give you free hotel nights or car rentals; the list and variety is nearly endless. Read the fine print to find the program that works best for you.
In conclusion, low interest rate cards are still around. Shop wisely, compare plans, and you could save hundreds of dollars on card interest with the right card.
Joseph is the proud owner of Finance Guide, a website that will
explain everything you need to know about Personal Budgets. We invite you to visit our site today and see what we have to offer.
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