Resources
The Advantages of a Business Credit Card
By Morgan Hamilton
Modern businesses these days are finding life easy by using a business credit card. Smart business men always make it a point to establish their business credit through this type f credit card. This Read more...
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Resources
Opening a Merchant Credit Card Account
By Jack Chevalier
There are a number of financial institutions that are providing a merchant credit card account to its customers. It is not necessary to have an account in a bank to have a merchant credit card Read more...
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Resources
How to Find Bad Credit Credit Cards
By Morgan Hamilton
For a person struggling with their credit, it may seem like there are no decent bad credit credit cards. There are bad credit credit cards, but they are not always advertised as such. Many times a Read more...
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The Avantages of Using Travel Reward Credit Cards
By Morgan Hamilton
If you travel frequently, you can surely benefit from travel reward cards. However if you only travel once in a while, you may find that the benefit of these cards is offset by high APR annual fees and hidden charges.
Some travel reward cards are specific to airline travel, or even to one specific airline. They might also provide rewards if you purchase gas, stay at hotels, rent cars, or if you buy from retail shops. You should asses what type of use you might make of travel reward cards, before you choose from cards offers. You should also find cards that offer the highest savings on the types of use you will often make of them.
Even if you are not the traveler, the discount that these cards offer may still be useful. For instance, if you are a recruiter who is flying job applicants in for interviews, you might find the airline or car rental perks advantageous.
Travel reward cards can offer cash advances that can be very handy when you travel. However you should remember to inquire about the charge for cash advances. They can also provide travel insurance that includes medical evacuation, emergency expatriation, lost luggage, and other worldwide emergencies. These can be difficult to resolve without adequate pre-travel preparation and purchase of coverage.
These cards may also offer points or discounts if you purchase from retail stores, although most cards do not unless you are carrying over a balance at the end of the month.
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