Resources
What to Look for in Balance Transfer Credit Cards
By Morgan Hamilton
Balance transfer credit cards can be quite tempting. They offer a person the opportunity to ditch those nasty high interest rate credit cards, while usually throwing in some nice incentives to Read more...
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Resources
Poor Credit Could Cost You a Good Job
By Charles Essmeier
Most people who live in the United States have some sort of credit history. Nearly everyone with whom you do business - utility companies, credit card companies, banks and credit unions report the Read more...
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Resources
Avoid the Pitfalls of Balance Transfer Credit Cards
By Morgan Hamilton
Balance transfer credit cards can be quite a temptation for a lot of people. People can now transfer the entire balance from other credit cards to balance transfer credit cards. These credit cards Read more...
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The Many Benefits of Travel Reward Credit Cards
By Morgan Hamilton
Have you heard about travel reward cards? These cards can be very beneficial to people who travel regularly. However, those who rarely travel might find that any benefit offered by these cards is offset by a high APR, annual fees and other types of charges. However, even if you are not the traveler, the discount that these cards offer may still be useful. For instance, if you are a recruiter who is flying job applicants in for interviews, the airline or car rental perks will be advantageous for you.
There are travel reward cards that are specific to airline travel, or even to one specific airline. They might also provide rewards if you stay at hotels, rent cars, purchase gas, or if you pay for merchandise from retail shops. It would be wise if you can asses what type of use you might make of travel reward cards, before you choose from cards offers. Try to take advantage of offers with highest savings on the types of use you will often make of them.
Some travel reward cards offer cash advances that can be very handy when you travel. However you should remember to inquire about the charge for cash advances. They can also provide travel insurance that includes lost luggage, emergency expatriation, medical evacuation, and other worldwide emergencies. These can be difficult to resolve without adequate pre-travel preparation and purchase of coverage.
These cards may also offer points or discounts if you buy from retail stores if you are carrying over a balance
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