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Is it ok to apply online for credit card?
By Thetis Jonatis
With the fast pace of our everyday lives, we don`t have time for anything really. This is where the combined power of commerce and technology comes in. The capability to apply online for a credit Read more...
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Resources
New Directory of Low APR Credit Cards
By Fruzsina Csery
The interest rate is one of the most important factors in choosing a credit card. It’s not easy to choose the cheapest card, because many other factors are influential, but generally the lower the Read more...
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Resources
Credit Unions Are Excellent Way To Prevent Bankruptcy
By Nikola Govorko
In case that you are one of many Americans with bad credit or bankruptcy written on your credit report, and if you are planning to buy a home one day, you might need to correct your credit rating Read more...
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#Welcome to
i-prosper.org/Bank/Credit Reviews & Reports - your comprehensive credit card comparison
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Below, you'll find extensive information
on leading credit card comparison articles and products to help you on your
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Tenant Credit Report and Background Checks
By E Renter
If not a common practice, landlords should make it so, to approve prospective tenants only after checking and verifying their report and references. Tenant screening alerts one to potential problems before signing of the lease, greatly reducing the risk of entrusting a rental property to problem tenants.
However, before a report can be obtained, landlords need to have prospective tenant applicants complete a written application, which should provide all relevant information, such as, name, social security number, etc. required for running reports.
But, obtaining the necessary information is not enough, written permission from the applicant to perform a check is needed, as well. This could be a clause in the application form or a separate form authorizing the landlord to run a check, which the applicant will have to sign before a landlord can go ahead and obtain a report.
If a landlord has a large number of applicants for his / her rental property, checks can prove to be fairly expensive. Therefore, a landlord can request a prospective tenant to cover the cost. It helps to know beforehand the type of report needed, including the agency charges for providing it, so as to be able to request the correct amount from the applicants.
There are many agencies in the business of providing checks and other screening services, and while some require a membership fee, there are others who charge only for each report. A landlord of a large rental complex, who has many applicants, would be better of registering as a member of one of these agencies, such as, www.e-renter.com, saving more money due to bulk discounts members are offered.
www.e-renter.com offers many different kinds of services from reports, criminal records, evictions records, and FCRA compliant declination letters, online submission to collections, automated decision-making, and how to accept a web based application from your own site. With online access to www.e-renter.com, landlords can order and review reports in seconds.
There are no monthly fees, no minimum billing amounts and no annual fees at www.e-renter.com, one only pays for reports ordered, from consumer reports, criminal record
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Here are some more quality articles in several
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searches, eviction histories, ID verifications, business reports, etc., including allowing members to generate FCRA compliant declination letters, do online submissions to a collections agency, accept web based rental applications, use decision tables to qualify applicants, and more. Credit reports complete with FICO scores, known patterns, employment histories, in addition to the usual information on liens, account balances, and pending judgments are all available at www.e-renter.com.
Utilizing the services of a screening agency helps reduce the time a landlord would have to spend on checking prospective tenant backgrounds, clearing more time for applicant processing and property management.
On a cautionary note, applicants should not be judged solely on the basis of their reports. Credit reports while providing valuable insights, do not give the whole picture, as there is no one, who has never run into a rough patch in their life.
To Know about Tenant Screening visit: Tenant Background Check
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