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Credit Reports and Credit Scores
By Tim Day
Credit is something almost everyone of use will take advantage of at some point in our lives. Whether it be in the form of a credit card, a loan or mortgage, credit is becoming increasingly more Read more...


 

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Tips For Choosing Automotive Credit Cards
By Morgan Hamilton
If you are fond of credit card rewards, then you should take advantage of the rewards that automotive credit cards offer. These cards pair a major credit card company with automotive manufacturers. Read more...
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Taking Advantage of Bad Credit Credit Cards
By Morgan Hamilton
If you have bad credit, you may probably think that there are no decent bad credit credit cards. As a matter of fact, bad credit credit cards do exist, but they are not always advertised as such. You Read more...
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The Perilous Nature of Credit Card Rates
By Morgan Hamilton
Do you use credit cards? Almost everyone these days do. Using them can be really convenient, especially if you’re not comfortable with carrying a lot of cash. The modern world can be quite dangerous Read more...

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#Welcome to i-prosper.org/Bank/Credit Reviews & Reports - your comprehensive credit card comparison resource.

Below, you'll find extensive information on leading credit card comparison articles and products to help you on your way to success.

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Tenant Credit Report and Background Checks
By E Renter
If not a common practice, landlords should make it so, to approve prospective tenants only after checking and verifying their report and references. Tenant screening alerts one to potential problems before signing of the lease, greatly reducing the risk of entrusting a rental property to problem tenants.

However, before a report can be obtained, landlords need to have prospective tenant applicants complete a written application, which should provide all relevant information, such as, name, social security number, etc. required for running reports.

But, obtaining the necessary information is not enough, written permission from the applicant to perform a check is needed, as well. This could be a clause in the application form or a separate form authorizing the landlord to run a check, which the applicant will have to sign before a landlord can go ahead and obtain a report.

If a landlord has a large number of applicants for his / her rental property, checks can prove to be fairly expensive. Therefore, a landlord can request a prospective tenant to cover the cost. It helps to know beforehand the type of report needed, including the agency charges for providing it, so as to be able to request the correct amount from the applicants.

There are many agencies in the business of providing checks and other screening services, and while some require a membership fee, there are others who charge only for each report. A landlord of a large rental complex, who has many applicants, would be better of registering as a member of one of these agencies, such as, www.e-renter.com, saving more money due to bulk discounts members are offered.

www.e-renter.com offers many different kinds of services from reports, criminal records, evictions records, and FCRA compliant declination letters, online submission to collections, automated decision-making, and how to accept a web based application from your own site. With online access to www.e-renter.com, landlords can order and review reports in seconds.

There are no monthly fees, no minimum billing amounts and no annual fees at www.e-renter.com, one only pays for reports ordered, from consumer reports, criminal record

Here are some more quality articles in several websites related to credit :


searches, eviction histories, ID verifications, business reports, etc., including allowing members to generate FCRA compliant declination letters, do online submissions to a collections agency, accept web based rental applications, use decision tables to qualify applicants, and more. Credit reports complete with FICO scores, known patterns, employment histories, in addition to the usual information on liens, account balances, and pending judgments are all available at www.e-renter.com.

Utilizing the services of a screening agency helps reduce the time a landlord would have to spend on checking prospective tenant backgrounds, clearing more time for applicant processing and property management.

On a cautionary note, applicants should not be judged solely on the basis of their reports. Credit reports while providing valuable insights, do not give the whole picture, as there is no one, who has never run into a rough patch in their life.
To Know about Tenant Screening visit: Tenant Background Check



We strive to provide only quality articles, so if there is a specific topic related to credit that you would like us to cover, please contact us at any time.

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