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Cutting-Edge citi credit card Resource
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The Chase PerfectCard MasterCard - The Perfect Credit Card?
By Jeremy Biberdorf
With the Chase PerfectCard MasterCard you can earn rewards everywhere! You get cash back everywhere you use this credit card. At gas stations you save even more. For the first 90 days, you get 6% Read more...
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Resources
The Benefits of Using Gas Credit Cards
By Morgan Hamilton
Time is a luxury that most people do not have. Time is a valuable commodity, especially for busy men such as myself. I am a salesman and I often have to visit a lot of places in order to reach my Read more...
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Resources
How a Gas Rebate Credit Card Could Actually Cost More
By Jeremy Biberdorf
With gas prices still very high, people want to save some money at the pump. Gas rebate credit cards are becoming a very popular alternative. The average gas rebate credit card can save you up to Read more...
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accredit: give credit for; "She was not properly credited in the program"
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#Welcome to
i-prosper.org/Bank/Credit Reviews & Reports - your comprehensive citi credit card
resource.
Below, you'll find extensive information
on leading citi credit card articles and products to help you on your
way to success.
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Knowing Your Credit Score Is Essential In Preventing Bankruptcy
By Nikola Govorko
Sometimes obtaining a duplicate of your score report can mean the difference between being pushed deeper in debt and getting out of it. Since most of us dont keep track of our score, it yften results in going deeper in debt without us even being aware of it. Each time that your payments are late or you miss out on one completely, you will most likely loose points on your score.
Creditors use your score to see how much you can be trusted to pay back all of your loans or purchases. And they do this each time you ask for a credit. In case that your score is low, you have fewer chances to receive because your score shows that you might be a high risk customer.
Creditors and lenders use computers that keep track of your practice and payments such as: paying bills, cards, missed or skipped payments, and generally all of your debt. The fact is that each time you miss or skip payments, your score gets lower and lower. Average persons score starts at a very high 800 points and from there each time that you miss or skip on your payments it gets lower and lower.
When your score plummets to a predetermined low score, which is in most cases somewhere around 500 points you might begin to think about filing for bankruptcy. Should you be the one to consider it you should know that a bankruptcy will stay with you for a long, long time. Also you must know that money owed as student loans or government taxes must be paid back and can not be cleared away by filing for bankruptcy. So if you are maybe in this kind of trouble be aware that a bankruptcy should not be used for this.
With the benefits of modern online shopping keeping good track of a score has become essential if we want to maintain good rating. Keeping
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your rating up to date will help you to stay well above the 500 points score and will save you from a lot of embarrassment and trouble down the road. If you can, try to maintain a score of 700 points and above. A copy of an accurate rating can be easily obtained online, but for the good ones you will have to pay a certain amount of money.
So in the end if you want to avoid bankruptcy and maintain good score you should always try to watch your score. There is also a possibility that your score contains incorrect items and you owe it to yourself to check it out and correct it. By keeping an eye on your rating you will also spot your bad habits before they get you in so much trouble youll have a very hard time getting out.
At Debt-Free-Family we are dedicated to help you get out of debt, avoid bankruptcy and enjoy a debt free life. Get all the answers on your Bankruptcy Questions
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