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Resources
Credit Unions Are Excellent Way To Prevent Bankruptcy
By Nikola Govorko
In case that you are one of many Americans with bad credit or bankruptcy written on your credit report, and if you are planning to buy a home one day, you might need to correct your credit rating Read more...
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Resources
The Importance of a Small Business Credit Card
By Jeremy Biberdorf
Small business plays a vital role in today’s economy. It is now easier than ever to establish a new business. According to the US Small Business Administration, small businesses pay over 45% of the Read more...
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Resources
Tips For Using Travel Reward Credit Cards
By Morgan Hamilton
People who travel frequently can benefit from discounts that travel rewards credit cards offer. But those who don’t travel often can find that any benefit may be offset by the high APR annual fee and Read more...
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A means of borrowing money from a person or company and returning it at a later date, usually with accrued interest charged on top of the initial sum borrowed.
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#Welcome to
i-prosper.org/Bank/Credit Reviews & Reports - your comprehensive student credit card
resource.
Below, you'll find extensive information
on leading student credit card articles and products to help you on your
way to success.
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Discover Small Business Credit Card
By Jeremy Biberdorf
Small businesses can save money on gasoline with gas cards too! With the Discover Business Card your business could be saving 2% on gas and 5% on office supplies. Plus you also earn 1% cash back on other purchases.
You have to read the fine print to see that those percentages are limited. Your business only earns 5% cash back for the first $2000 of office supply purchases each year. For gas station purchases the same applies. For your first $2000 in annual gas station purchases, you earn 2% cash back. Afterwards purchases at gas stations or office supply stores earn the same rebate as other purchases. For your first $5000 in other annual purchases your business earns 0.25% cash back. Other purchases in excess of $5000 earn 1% cash back. That $5000 includes your gas and office supply purchases.
Your business can also earn 0.25% cash back at select warehouse clubs and discount stores. That extra savings could be enough to give you the edge over your competition. Many cash back cards exclude these discount warehouse purchases.
To help savings add up even quicker, this card offers a 0% introductory APR on purchases for 12 months and there is no annual fee. Balance transfers have a 5.99% APR for 12 months.
Despite the cash back limitations, the Discover Business Card could be a perfect match for your business. Analyze where your business uses its
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Here are some more quality articles in several
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card the most. Then estimate how much you could save. If your business spends money at gas stations or office supply stores, a cash back or rewards card of some type is a must. If you spend significantly more at gas stations consider a business gas card.
Overall this card is best suited for businesses with smaller budgets. A larger business would quickly reach $2000 in gas or office supplies. If that is the case, your buying power should be able to get you a better deal. Or your business could use a different card once your office supply and gas station limits are reached.
Compare the best gas reward credit cards and small business credit cards, including the Discover Business Card
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