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Your
Cutting-Edge credit card consolidation Resource
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Bank/Credit Reviews & Reports |
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Resources
Poor Credit Could Cost You a Good Job
By Charles Essmeier
Most people who live in the United States have some sort of credit history. Nearly everyone with whom you do business - utility companies, credit card companies, banks and credit unions report the Read more...
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Resources
Low Interest Credit Cards: Still Available?
By Joe Hanoa
Back during the early part of this decade when interest rates were at historically low figures, a whole rash of low and zero percent credit cards were offered by major banks and financial Read more...
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Resources
Choosing a Business Credit Card
By Jeremy Biberdorf
Does your business pay too much for its credit card? Too many businesses just settle for a basic credit card from their local bank. Those businesses end up paying too much interest or high annual Read more...
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A unit of measure used in higher education. Recognition of attendance and/or performance in an instructional activity (course or program) that can be applied by a recipient to requirements for a degree, diploma, certificate, or other formal award. At some institutions a credit is the equivalent to the number of contact hours. For example, English 101 is offered Mondays and Wednesdays from 5:30 - 7:00 pm for 3 credits. How credits equate to contact hours vary at each institution. ...
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#Welcome to
i-prosper.org/Bank/Credit Reviews & Reports - your comprehensive credit card consolidation
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Below, you'll find extensive information
on leading credit card consolidation articles and products to help you on your
way to success.
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Avoid the Pitfalls of Balance Transfer Credit Cards
By Morgan Hamilton
Balance transfer cards can be quite a temptation for a lot of people. People can now transfer the entire balance from other cards to balance transfer cards. These cards attract people by offering perks like low interest rates, and reward incentives for transferring a balance. However, people who are interested in these cards should do some research before deciding to go with this type of card. This is because this card can put people in a worse situation than they were.
People want to take advantage of balance transfer cards because these cards offer a low interest rate or no interest rate for a period of time. People can have a nice grace period to pay down their balance without any added fee. They can be free from a large amount of debt by budgeting out a plan that will lessen the debt balance before a new higher interest becomes active. Balance transfer cards can be a blessing to people who are smart enough to maximize these cards’ advantages.
Many people use this type of card to consolidate all their card debts into one. These cards can make it easier to pay the balance and can also reduce the amount of monthly payments. However, people who do this can actually end up paying more. The reason for this is that even though balance transfer cards offer no or low initial interest rate, the interest will eventually increase. People should realize that when they choose to combine all their debt into a single large sum, they can pay a lot more once the interest rates increases.
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Fortunately, people can avoid this problem by paying a significant amount of the balance before the interest rates go back up. It would also help if they can pay their monthly payments on time. Doing this means that they will not add to their balance. Staying on top of payments and setting a plan to pay off the debt is the best way to ensure that balance transfer cards help rather than harm. These cards are ideal for people who have an effective plan to pay off their debt. Balance transfer cards can enable people to deal with a single company, instead of dealing with multiple cards that have multiple interest rates, payment dates, and other fees.
Morgan Hamilton offers expert advice and great tips regarding all aspects concerning
Balance Transfer Credit Cards and
0% Balance Transfer Credit Cards
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