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Tips For Using Travel Reward Credit Cards
By Morgan Hamilton
People who travel frequently can benefit from discounts that travel rewards credit cards offer. But those who don’t travel often can find that any benefit may be offset by the high APR annual fee and Read more...


 

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The Benefits of Using Gas Credit Cards
By Morgan Hamilton
Time is a luxury that most people do not have. Time is a valuable commodity, especially for busy men such as myself. I am a salesman and I often have to visit a lot of places in order to reach my Read more...
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Tips For Choosing The Best Business Credit Card
By Morgan Hamilton
Are you familiar with business credit cards? They are more or less similar to your personal credit cards apart from their function. Businessmen use them to establish their business credit. It is Read more...
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What Auto Financing Bad Credit Companies Can Do For Clients
By MICAH BLEECHER
In the game of vehicle financing, auto financing bad credit issues sometimes gets in the way. It is fortunate, though, that there are more than a few companies out there willing to take the risk of Read more...

citation: a short note recognizing a source of information or of a quoted passage; "the student's essay failed to list several important citations"; "the acknowledgments are usually printed at the front of a book"; "the article includes mention of similar clinical cases"

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The Importance of Using Student Credit Cards Wisely
By Morgan Hamilton
Are you familiar with student cards? These cards are meant for college students, and are easier to get than regular cards. They can help a student establish credit, but they can also bring problems to careless students.

Student cards can be a source of temptation for college students. Young adults can be easily tempted to buy unnecessary things with their card, even if they do not have the money to pay for it. Eventually the balance they charged for their shopping sprees must be paid back.

If a college student is unable to pay the full amount within a certain period of time, interest will be charged. Credit card companies charge interest at a percentage of the over due balance. For instance, if a student has a $100 balance and the card company charges a 15% interest rate, the student now owes $115 to the card company.

The interest keeps adding up and eventually the student may end up paying only the interest, and their card balance is never going to be paid off. That is why the parents of college students should first explain the proper use of student cards to their children, before they allow them to get cards.

There are also a few things that should be examined before students choose a particular card. It is important

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to check the annual fee of student cards. An annual fee is a lump sum that some card companies charge to their card every year.

It would also be wise to look at the interest rate and other fees of student cards. There are cases where the interest charges can send a card over the limit. This will cause extra fees, and the student will be unable to use the card. Students should pay attention to the different terms and conditions of student cards, so that they can determine the particular card that is best for them.
Morgan Hamilton offers expert advice and great tips regarding all aspects concerning Credit Cards. Get the information you are seeking now by visiting Student Credit Cards



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