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Put Your Money To Work With Cashback Credit Cards
By Morgan Hamilton
Are you interested in applying for cashback credit cards? Before you apply for this type of credit card, it is important to know that the majority of the best cashback credit cards require that an Read more...


 

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Car Reward Credit Cards - Earn a New Vehicle Now
By Jeremy Biberdorf
With a car reward credit card, your credit card spending could be earning points towards a new car or vehicle related rewards. What reward is better than a brand new car? Here is a comparison of some Read more...
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Bad credit mortgage tides over a poor credit history
By Keith Gill
Applying for a mortgage or a home loan is fraught with difficulties. You need to have a good credit history if you want your loan application process to be completed smoothly. But, for those with a Read more...
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What Auto Financing Bad Credit Companies Can Do For Clients
By MICAH BLEECHER
In the game of vehicle financing, auto financing bad credit issues sometimes gets in the way. It is fortunate, though, that there are more than a few companies out there willing to take the risk of Read more...

give someone credit for something; "We credited her for saving our jobs"

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The Importance of Using Student Credit Cards Wisely
By Morgan Hamilton
Are you familiar with student cards? These cards are meant for college students, and are easier to get than regular cards. They can help a student establish credit, but they can also bring problems to careless students.

Student cards can be a source of temptation for college students. Young adults can be easily tempted to buy unnecessary things with their card, even if they do not have the money to pay for it. Eventually the balance they charged for their shopping sprees must be paid back.

If a college student is unable to pay the full amount within a certain period of time, interest will be charged. Credit card companies charge interest at a percentage of the over due balance. For instance, if a student has a $100 balance and the card company charges a 15% interest rate, the student now owes $115 to the card company.

The interest keeps adding up and eventually the student may end up paying only the interest, and their card balance is never going to be paid off. That is why the parents of college students should first explain the proper use of student cards to their children, before they allow them to get cards.

There are also a few things that should be examined before students choose a particular card. It is important

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to check the annual fee of student cards. An annual fee is a lump sum that some card companies charge to their card every year.

It would also be wise to look at the interest rate and other fees of student cards. There are cases where the interest charges can send a card over the limit. This will cause extra fees, and the student will be unable to use the card. Students should pay attention to the different terms and conditions of student cards, so that they can determine the particular card that is best for them.
Morgan Hamilton offers expert advice and great tips regarding all aspects concerning Credit Cards. Get the information you are seeking now by visiting Student Credit Cards



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