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How a Gas Rebate Credit Card Could Actually Cost More
By Jeremy Biberdorf
With gas prices still very high, people want to save some money at the pump. Gas rebate credit cards are becoming a very popular alternative. The average gas rebate credit card can save you up to Read more...
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Resources
What Auto Financing Bad Credit Companies Can Do For Clients
By MICAH BLEECHER
In the game of vehicle financing, auto financing bad credit issues sometimes gets in the way. It is fortunate, though, that there are more than a few companies out there willing to take the risk of Read more...
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Resources
Avoid the Pitfalls of Balance Transfer Credit Cards
By Morgan Hamilton
Balance transfer credit cards can be quite a temptation for a lot of people. People can now transfer the entire balance from other credit cards to balance transfer credit cards. These credit cards Read more...
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give someone credit for something; "We credited her for saving our jobs"
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#Welcome to
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Save Money on Gas with Multiple Credit Cards
By Jeremy Biberdorf
If you’re serious about saving money on gas, consider using more than one card. You can exploit all the benefits of each card. Then when you reach the rewards limit, simply switch to using your other card.
Ideally you could find one card that could give you high cash back rates with no limit. Unfortunately most gas rebate cards have limits on the rebates you can earn. Once you reach the rebate limit or the introductory period expires, the cash back percentage decreases. Suddenly your 5% gas rebate card only gives you 1% back. Most people would keep using the card out of habit. Often they don’t even realize that they are getting less cash back.
What is stopping you from using more than one rebate card? Don’t settle for the roll back rebate percentage. When the card company reduces your rebate percentage, switch to another card that will give you reasonable rewards. With this strategy, you could get high cash rebates all year.
Before attempting to juggle multiple cards, carefully read each card’s terms and conditions. To make things difficult, each card has its own formula for earning rewards. For example, most gas rebate cards start with high cash rebate percentages. Then once you spend a certain amount, your rebate rate goes down. General cash rebate cards tend to be the opposite. Those cards start with a low cash back percentage that increases as you spend more. That type of card would be best used exclusively.
Sometimes a particular gas station offers a really good card, but is only applicable at their gas station. Take advantage of that offer and use a different rewards card if you purchase gas elsewhere. When the gas station attendant asks for your
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rebate card, be proud that you are one of the smart people saving money.
Another thing to watch out for is cards that have a minimum total purchase for rebate eligibility. You might only qualify for rebates after you spend a few thousand dollars. Plan your spending and figure out which cards would work best together. Also remember to be responsible with all your cards and pay them off in time.
Each gas rebate card is different. So to really save money on gas, your strategy should be to use the best card for each purchase, even if that means owning multiple cards. If your card doesn’t always give you the best deal, do something about it. Don’t be afraid to add another card to your wallet.
Jeremy Biberdorf writes for http://www.GasolineCreditCards.net offering a comparison of the best gas reward credit cards. Apply online for a gas credit card and start saving today.
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