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Resources
Are You Ready For A Credit Card?
By Peter Kenny
If you are young and just getting to grips with financial products, you may have looked into getting a credit card. Although credit cards are not an essential product for everyone, many people have Read more...
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Resources
The Chase PerfectCard MasterCard - The Perfect Credit Card?
By Jeremy Biberdorf
With the Chase PerfectCard MasterCard you can earn rewards everywhere! You get cash back everywhere you use this credit card. At gas stations you save even more. For the first 90 days, you get 6% Read more...
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Resources
What Auto Financing Bad Credit Companies Can Do For Clients
By MICAH BLEECHER
In the game of vehicle financing, auto financing bad credit issues sometimes gets in the way. It is fortunate, though, that there are more than a few companies out there willing to take the risk of Read more...
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1. The ability to access money, to use money prior to earning it. 2. The accounting term for a liability or for equity, entered on the right side of the ledger. 3. As a verb, to allot for the benefit of a person (ie You must credit the Purchaser on closing for the deposit paid).
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#Welcome to
i-prosper.org/Bank/Credit Reviews & Reports - your comprehensive credit card comparison
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Below, you'll find extensive information
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Tenant Credit Report and Background Checks
By E Renter
If not a common practice, landlords should make it so, to approve prospective tenants only after checking and verifying their report and references. Tenant screening alerts one to potential problems before signing of the lease, greatly reducing the risk of entrusting a rental property to problem tenants.
However, before a report can be obtained, landlords need to have prospective tenant applicants complete a written application, which should provide all relevant information, such as, name, social security number, etc. required for running reports.
But, obtaining the necessary information is not enough, written permission from the applicant to perform a check is needed, as well. This could be a clause in the application form or a separate form authorizing the landlord to run a check, which the applicant will have to sign before a landlord can go ahead and obtain a report.
If a landlord has a large number of applicants for his / her rental property, checks can prove to be fairly expensive. Therefore, a landlord can request a prospective tenant to cover the cost. It helps to know beforehand the type of report needed, including the agency charges for providing it, so as to be able to request the correct amount from the applicants.
There are many agencies in the business of providing checks and other screening services, and while some require a membership fee, there are others who charge only for each report. A landlord of a large rental complex, who has many applicants, would be better of registering as a member of one of these agencies, such as, www.e-renter.com, saving more money due to bulk discounts members are offered.
www.e-renter.com offers many different kinds of services from reports, criminal records, evictions records, and FCRA compliant declination letters, online submission to collections, automated decision-making, and how to accept a web based application from your own site. With online access to www.e-renter.com, landlords can order and review reports in seconds.
There are no monthly fees, no minimum billing amounts and no annual fees at www.e-renter.com, one only pays for reports ordered, from consumer reports, criminal record
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Here are some more quality articles in several
websites related to credit :
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searches, eviction histories, ID verifications, business reports, etc., including allowing members to generate FCRA compliant declination letters, do online submissions to a collections agency, accept web based rental applications, use decision tables to qualify applicants, and more. Credit reports complete with FICO scores, known patterns, employment histories, in addition to the usual information on liens, account balances, and pending judgments are all available at www.e-renter.com.
Utilizing the services of a screening agency helps reduce the time a landlord would have to spend on checking prospective tenant backgrounds, clearing more time for applicant processing and property management.
On a cautionary note, applicants should not be judged solely on the basis of their reports. Credit reports while providing valuable insights, do not give the whole picture, as there is no one, who has never run into a rough patch in their life.
To Know about Tenant Screening visit: Tenant Background Check
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